Troy Hamsher is an investment advisor representative of Hamsher Wealth Management, LLC, a state registered independent investment advisor, serving customers in Greenwood Village, Colorado and surrounding communities. Troy Hamsher’s mission is to provide local families and businesses with innovative financial strategies, solutions and planning that can lead to financial clarity and security.
Our Business is Your Peace of Mind
Troy is the Principal and Founder of Hamsher Wealth Management, LLC and “The Dollars and Sense Radio Show”. Troy has been proudly serving clients since 2000, assisting individuals and families with Asset Protection, IRA Planning and Income Planning Strategies. Troy actively serves on the Board of Directors of a local youth business education program as well as the Chairman of a Senior Wellness Foundation that he founded. Troy is licensed by the State of Colorado, Division of Insurance as well as Nebraska, Kansas and Arizona.
Lauri Hamsher is the co-host of “The Dollars and Sense Radio Show” with her husband, Troy. Lauri oversees and maintains the day-to-day client service and support operations at The Hamsher Group, Inc. She also works with other Hamsher Group, Inc. professionals in providing educational financial workshops in the Denver-metro area. While Lauri and Troy provide a team dynamic with their accounts, Lauri has specialized in assisting widowed and single women with income planning and safe money solutions for their retirement portfolios since 2008.
Life & Annuity Specialist
Jim’s insurance career began at age 27 and for the next 27 years served as an agent and area manager for a large insurance organization. He firmly believes in the importance of adequate life insurance as a legacy for those we love and care about. His wife of 31 years became a widow at a young age and was left to care for her 2 young children, including a special needs child with numerous handicaps. Jim is currently completing a professional designation in retirement income planning through The American College.
Jim reminds us that “retirement planning is a process and not an event”. Whether you are a young person starting out in life or a baby-boomer going into retirement years, Jim can help provide an insured retirement program, guarantee a lifetime income that you can’t outlive, and protect against life’s little and BIG surprises.
Chris specializes in creating retirement income maximization and tax-reduction strategies for pre-retirees and retirees. He holds a Retirement Income Certified Professional® (RICP®) designation from The American College of Financial Services. As the most comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income, Chris’ RICP designation allows him to provide expert advice on a broad range of retirement topics including income needs and objectives, Social Security benefit optimization, asset preservation, legacy planning, long-term care solutions, and income taxation. As an investment advisor representative, his credentials include Colorado Life and Health Insurance licenses, and a Series 65 securities license.
Kathy Watters is a part-time assistant for The Hamsher Group, Inc., helping out with a variety of day-to-day administrative and receptionist duties in the office. She is also the call screener for “The Dollars and Sense Radio Show” with Troy and Lauri which happens bright and early on Sunday mornings. With a prior career in Information Technology, the financial and law industries open up a new world of opportunities for her.
Attorney at Law, Bickford Law, LLC
Jim Bickford is an experienced attorney representing businesses and individuals in market and distressed situations. He has represented clients from the very large to very small, with strong results across the board. Jim grew up in a small town in Oklahoma, and it is from those roots that he learned the values of honesty, integrity, dedication, collaboration, and straight talk. In fact, Jim answers his own phone – you’ll never get the runaround!
Jim holds undergraduate degrees from the University of Oklahoma and his law degree from Georgetown University Law Center.
Jim is chairman of the board of advisors for the Aurora YMCA and active in the Aurora Rotary Club. The firm is also a proud member of the Aurora Chamber of Commerce.
Jim may be reached at 720.600.6011 or email@example.com.
Attorney at Law, Bickford Law, LLC
Greg Creer is a family business attorney with a breadth of legal experience. Greg focuses on legal needs for families and individuals, including wills and trusts, family businesses, taxes, guardianships and conservatorships and a variety of business transactions. Greg regularly gives back to the community, and he teaches at a local university.
Greg holds undergraduate degrees from Brigham Young University, his law degree from the University of Wisconsin – Madison, and his masters of law in taxation from the University of Denver.
Greg may be reached at 303.514.3436 or firstname.lastname@example.org.
Wayne Schmidt, CFA®
Chief Investment Officer of Gradient Investments, LLC
In October 2008, Wayne Schmidt joined Gradient Investments, LLC to serve as Chief Investment Officer. Boasting over 26 years in the financial industry, Wayne brings invaluable institutional experience and in-depth knowledge of the private client market to Gradient Investments, and offers a global investment management perspective.
Wayne is an essential and direct resource for affiliated investment advisors and their clients. He provides vast wisdom, knowledge and tools to help investment advisors both grow their practices and their clients’ assets.
In a nationwide search that included acquisition considerations, AXA Investment Managers, a subsidiary of the European insurance giant AXA Group, handpicked Wayne to build their U.S. investment grade fixed income capabilities and to lead a seasoned portfolio team located in Saint Paul.
During his tenure at AXA Investment Managers, Wayne served as senior portfolio manager for the U.S. investment grade fixed income team. As the lead portfolio manager, he managed $9.5 billion of fixed income assets with a variety of mandates ranging from aggregate, corporate and government bond portfolios.
Before joining AXA Investment Managers, Wayne dedicated over 20 years to Minnesota Life and its’ $14 billion investment arm, Advantus Capital Management. As their portfolio manager, he managed a variety of high-grade funds as part of Advantus’s $1.8 billion Total Return Product for institutional and retail clients. He also served as the lead portfolio manager of the Advantus Bond Fund and the co-portfolio manager of the Advantus Spectrum Fund.
Wayne earned his Master of Business Administration in Finance from the University of Minnesota and a Bachelor of Science from Cornell University. He is a Chartered Financial Analyst® and a member of The Chartered Financial Analyst Institute and the Twin Cities Society of Security Analysts.
Over the years, Wayne has been quoted on the global economy in numerous nationally and internationally recognized investment publications such as: Bloomberg, Pension & Investments, Reuters, The Los Angeles Times, Financial Week (2008 Neal Award Winner), Asia Times, InvestorVillage, Safehaven, SFO, Credit Investment News and RGE Monitor (Nouriel Roubini’s Global EconoMonitorinvestment). He has also provided market insights on Bloomberg radio and television.
Wayne’s love of Minnesota is Gradient Investments’ great fortune, as he declined to relocate with AXA Investment Managers following their strategic decision to consolidate function into a high-yield operation in Greenwich, Connecticut.
Michael Binger, CFA®
Senior Portfolio Manager of Gradient Investments, LLC
Michael Binger, CFA®, serves as the senior portfolio manager for Gradient Investments, LLC. Michael brings over 24 years of institutional equity investment experience to Gradient Investments and its affiliated advisors and clients. He has extensive experience working directly with financial advisors designing and actively managing portfolios. Michael has successfully invested in numerous market and economic cycles giving him a level and depth of experience that is rare in this industry.
Michael started his investment career in Minneapolis with Lutheran Brotherhood in 1987 and gained experience managing assets in a variety of asset classes including convertible bonds, small cap equities and large cap equities. When Lutheran Brotherhood and Aid Association for Lutherans merged in 2001 to become Thrivent Financial, Michael was selected to work as the senior portfolio manager on the Large Cap Growth Team and Large Cap Alpha Team managing over $3 billion in assets. As the senior portfolio manager, he developed and oversaw the tactical investment strategies utilized within mutual funds, variable annuities, pension funds and insurance company products. These investment processes included proprietary portfolio construction strategies, security selection parameters and volatility controlled umbrellas.
Michael graduated from the University of Minnesota earning a Bachelor of Science in Business Administration-Finance. He graduated with honors and was the University of Minnesota’s “Wall Street Journal Award Winner.” Michael is a CFA® and a member of The Chartered Financial Analyst Institute and the Twin Cities Society of Security Analysts.
Michael’s media highlights include providing market insight on CNBC, Bloomberg TV and Bloomberg Radio. He has also been quoted in The Wall Street Journal, Barron’s, Smart Money, Reuters, Business Week and numerous other local, national and global investment publications.
Mariann Montagne, CFA®
Senior Investment Analyst of Gradient Investments, LLC
Mariann Montagne, CFA® serves as a Senior Investment Analyst for Gradient Investments, LLC. She has 20 plus years of experience working with both institutional and high net worth clients, and has amassed a strong breadth of investment experience during her tenure. This includes company and industry sector analysis, risk monitoring and portfolio management in both the equity and fixed income markets. She is highly attuned to economic and market conditions, and has extensive experience selecting individual stocks, ETFs and mutual funds.
Prior to joining Gradient Investments, she was the Senior Investment Analyst and co-Portfolio Manager for a Minneapolis-based Registered Investment Advisor with over $500 million in assets under management. Montagne was involved in security selection, portfolio management, client presentations and setting strategic direction for the investment department. Her coverage included individual securities, ETF’s and mutual funds in the equity, fixed income and alternative asset classes. Prior to that, she was a Senior Investment Analyst at Thrivent Asset Management examining industry sectors and selecting individual equities. Montagne also spent several years at Munder Capital Management as the assistant director of research along with covering growth and value equities.
Montagne served for seven years on the Global Board of the Consumer Analyst Group of New York (CAGNY), including posts as president and conference chair.
She is a Chartered Financial Analyst and a member of both the CFA Society of Minnesota and the CFA Institute. Montagne is an alumnus of the University of Detroit where she graduated cum laude with a Finance major and an English minor.
Montagne’s media highlights include quotes in Barron’s, The Wall Street Journal, Fortune, NPR, Washington Post, and the Chicago Tribune. She has also appeared on Bloomberg TV and Fox Business News.